I am now a provider for Blue Cross Blue Shield. It is important to understand risks and restrictions when billing insurance. I have also published the Pros and Cons of Private Pay vs. Billing Insurance for Mental Health Services that I would highly recommend you to read. Once you review both these articles, you may reconsider private pay for your mental health services. If you are a subscriber of BCBS and would opt to pay private pay, services will be billed at BCBS rates. Blue Cross Blue Shield, PayPal, Check, Cash or Credit Card accepted.